Our Financial Services

From savings and loans to financial counselling — SDACU provides the tools you need to build a secure financial future for you and your family.

What We Offer

Financial Products
for Every Member

Indicative Rates

The following rates are indicative. Actual rates are subject to credit assessment and Board approval. Use our Loan Calculator to estimate repayments.

Loan Type	Annual Interest Rate	Max Term	Action

⚠️ Rates are subject to change. All lending is subject to the SDACU credit policy and board approval.

How to Apply

Check Eligibility Must be an active SDACU member with a share account in good standing.

Use the Calculator Estimate your monthly repayments using our online loan calculator.

Submit Application Contact us to collect your loan application form and required documents list.

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Board Approval Applications are reviewed by the credit committee and board. You will be notified of the decision.