Join SDACU

Become a member-owner of the St. Lucia SDA Credit Union. Your membership gives you a voice, a stake, and access to a full suite of financial services.

Membership in
4 Simple Steps

Apply for Membership →

📋 Requirements Checklist

Have your documents ready? Reach out to start your application.

Begin Application

Member Benefits

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Competitive Loans

Access personal, home, education, and vehicle loans at rates designed for members — not profit.

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Dividend Income

Members earn dividends on their share holdings based on SDACU's annual performance.

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Voting Rights

Every member has one vote. You have a say in how SDACU is governed — including electing the Board.

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Financial Security

Build savings in a regulated, member-owned institution — your money is working for the community.

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Community Support

Benefit from a network of fellow members and the support of the broader SDA community.

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Financial Education

Access financial counselling and literacy resources to help you make the best decisions for your future.